(Ref:2501-TIR)

This Contract is between Thoughts Equal Results Pte Ltd, the party who is providing the coaching service (hereinafter referred to as the “Coach”) and the party receiving the coaching services (hereinafter referred to as the “CLIENT”).

A) The CLIENT agrees to the following:

1. Program Participation. The CLIENT is solely responsible for any decisions and actions that result from the use of Program-related information, products and services. The Coach makes no promises, representations or warranties concerning the viability of any goals, aspirations or endeavours the CLIENT may identify or choose to pursue during or as a result of the CLIENT's participation in the Program. The Coach does not guarantee that the CLIENT will achieve any specific personal, professional or financial results by the CLIENT's participation in the Program. The Coach does not provide psychological, investment or financial advice;however, professional referrals may be given if needed..

2. Program Entitlements

The entitlements are valid for claim and use till 25 December 2025 from the date of contract signing contract unless otherwise stated

i) Weekly LIVE Coaching Calls conducted via video conference. Each session lasts up to 50 minutes and takes place every Tuesday at 19:00 SGT (GMT+8).

ii) Access to replays. Recordings of the coaching calls will be made available within 48 hours after the live session.

iii) Lifetime access to Bob Proctor's coaching videos via Proctor Gallagher Institute virtual campus.

v) Online Community. A private space for encouragement, support, and accountability.

3. Program Participation Payment.

i) The CLIENT agrees to pay the full Program Fee as listed in this Contract for participation in the Program. By executing this Contract, the CLIENT acknowledges and accepts that the program fee is strictly non-refundable under any circumstances. The Coach shall not be held liable for any refund requests under any circumstances.

ii) The CLIENT shall pay the total Program Fee in one lump sum upon signing this Contract, without any set-offs or deductions. This applies even if the CLIENT leaves the program, does not complete it within the provided timeframe, or does not utilize the program benefits.

iii) Payments must be made via the specified payment methods outlined in this Contract. If the CLIENT fails to make any agreed-upon payment and does not remedy the breach within 14 days of the payment default, the Coach reserves the right to terminate this Contract without further notice. If the CLIENT remedies the payment default within 14 days, they may resume participation in the Program and regain access to its benefits.

iv) Upon termination of the Contract by the Coach:

(a) The CLIENT will immediately lose access to all Program entitlements, and the Coach will have no further obligation to provide any unfulfilled services.

(b) All outstanding payments shall become immediately due and payable. The Coach reserves the right to pursue legal action to recover any unpaid fees.

(c) The CLIENT shall not be entitled to any refund for payments already made.

4. Ownership Rights and Proprietary Information

i) The CLIENT agrees not to share or distribute any Program materials for sale, distribution, download, copying, or file sharing.

ii) The Coach is the owner or licensee of all intellectual property and content used in the Program. Nothing in this Contract transfers any intellectual property rights to the CLIENT.

iii) The CLIENT shall not copy, reproduce, distribute, or share any Program materials with third parties in any form.

5. Governing Law. This Contract will be governed by and construed in accordance with the laws of Singapore.

6. Term. This Contract is valid till 25 December 2025 from the date of acceptance of this Contract unless earlier terminated in accordance with the terms of this Contract.

7. CLIENT Acknowledgment and Acceptance

By entering their name, email, and date of acceptance in the designated fields, the CLIENT:

i) Agrees to abide by the terms and conditions set out in this Contract.

ii) Affirms that all information provided is true and accurate. Any false or misleading information may result in immediate termination of this Contract without a refund.

ii) Consents to the collection, use, and sharing of their personal data by Thoughts Equal Results Pte Ltd ("Coach") in accordance with the Personal Data Protection Act. This includes the right to share data with authorized service providers, business affiliates, and relevant third parties for program-related updates, marketing, and communication purposes.